Proven expertise to identify key performance indicators (KPI) and apply business process and change management concepts to help achieve objectives, using IBM Blueworks. He has demonstrated advanced proficiency on topics such as process analysis and improvement, BPMN, change management, priority matrix, upstream & downstream impacts, and KPIs.

Business Process Analyst Mastery Award for Educators

Established center whose mission is to help commercialize new technology and to help companies to speed their time to market and revenue metrics. U.S. EDA grant funded activities include education of North Jersey based entrepreneurs.

Established and Co-Direct the New Jersey Innovation Acceleration Center

Protecting your firm from FX risk

Does High-tech Business Incubation/acceleration Work? A Cluster Development Approach

How entrepreneurs seduce business angels: An impression management approach

International lessons for US housing finance

Structured investment vehicles: The unintended consequences of financial innovation

The New Jersey Institute of Technology is a public research university in the University Heights neighborhood of Newark, New Jersey. Centrally located in the New York metropolitan area, its campus is within walking distance of Downtown Newark.

New Jersey Institute of Technology

Professor Ehrlich's research focuses on financial markets and institutions, with an emphasis on market failures. He has written about the unintended consequences of financial market innovation and is Associate Director of the Leir Center for Financial Bubble Research. Recently he has focused on the challenges of innovation, entrepreneurship, and commercializing new technology with emphasis on developing inclusive entrepreneurship.

Recently, Ehrlich has presented impacts of the economic effects of the coronavirus, which include tourism and travel, supply chain disruptions, and the "flight to quality."

Innovation

Commercialization of Innovation

Market Failures

Financial Crises

Financial Markets

Finance

Financial Institutions

Financial Market Innovations

Entrepeneurship

Small Business Development

Google Scholar Citations

Leir Center for Financial Bubble Research

NJIT Faculty Profile

Banks fail, but NJ hiring spree continues. How does this make sense? 5 things to learn

I-Corps

dissecting-market-failures-from-root-to-fallout-

Associate Professor of Finance and Co-Director of NJ Innovation Acceleration Center

From mining coal to mining Bitcoin, a market is always prone to collapse, triggering all types of questions, including:

What were the warning signs? How will you know when it has hit bottom? At what point will investors look to capitalize? Is a subsequent upswing temporary or sustainable long-term?  NJIT’s Michael Ehrlich speaks authoritatively on market failures, as director of the university’s Henry J. and Erna D. Leir Research Institute for Business, Technology and Society. He also brings real-world expertise, having run his own business and managed units of Salomon Brothers and Bear Stearns.

Moreover, Ehrlich excels at explaining the most complex financial issues in plain English. To interview him, simply click on the button below.

 

Dissecting market failures: from root to fallout 

the-coronavirus-will-impact-these-three-things-in-a-major-way

The coronavirus has already sent ripple effects through the global economy, according to Michael Ehrlich, professor of finance at New Jersey Institute of Technology. Reports of Wall Street reacting, automakers scrambling to avoid major disruptions and the Mobile World Congress cancellation has demonstrated the effects of COVID-19.
 According to Ehrlich, some of the biggest indirect impacts of the virus will be felt in tourism and travel, supply chain disruption and the flight to quality.  Airlines have begun to cut routes to destinations with high risk, and tourism in major European countries have forecasted a decline, as much as 30-40% in France according to a report in Forbes. "We're already seeing people decide to not go on cruise ships or not to travel on airplanes because of the coronavirus," said Ehrlich.  Supply chains are being met with challenges due to China's  factory shutdowns.

"The real impact of where it's going to affect the economy is supply chain. China is the factory of the world, and those factories are being shut down in order to contain the virus and slow down the transmission of the virus," said Ehrlich.  Finally, the third impact is a phenomenon called flight to quality. This is when investors move capital from risky investments to safer ones, a reaction when there is uncertainty in international markets. The move, according to Ehrlich, can see investors take up more U.S. stocks, bonds, and dollars that are viewed as more stable long term investments.

The downstream effect could lead to a boost in the U.S. economy as it allows national manufacturing sectors to better compete in a marketplace where they are in higher demand.  Michael Ehrlich is an expert on financial markets and institutions, with an emphasis on market failures. Simply click on the button below to arrange an interview. 

 

The coronavirus will impact these three things in a major way

housing-bubbles-student-debt-stagnant-salaries-america-need-a-reset

There’s an old saying we all know about those who don’t pay attention to history … they’re doomed to repeat it. Over and over and over sometimes. One would think after the 2008 housing crisis that nearly decimated the American and global economy – that we’d all be somewhat wiser. According to some, that may not be the case. America is once again approaching the same cliff it took a decade to climb up from. The measures that were put in place to prevent massive amounts of foreclosures a decade ago are now coming home to roost. “This massive problem of underwater homeowners could not be resolved only by shutting off the spigot of foreclosures. That is why a total of 25 million permanent mortgage modifications and other so-called 'workout plans' were put in place from 2008 until June 2018 according to data provider Hope Now.   Modifying mortgages as an alternative to foreclosure just kicked the can down the road. It succeeded in bringing these delinquent homeowners into current status. Yet millions of them are re-defaulting on these modified mortgages. The number of re-defaults is increasing relentlessly around the U.S. Worse yet, many re-defaulters are on their second- or third mortgage modification.”  - MarketWatch Mortgages once again are vulnerable as the housing market remains painfully out of sync with the rest of the economy. As well, with millennials facing massive student debt, a shortage of new builds means fewer people can enter the market nor can they afford to. Combine that with salaries flatlining and not keeping pace with the rising price of goods – it’s not a sunny forecast. Are you covering this potential financial crisis? What will America have to do to course correct and ensure we don’t have a repeat of the 2008 meltdown? And how did the country’s leaders allow this to happen? Did no one see this coming?   There are a lot of questions and that’s where an expert from New Jersey Institute of Technology can help. Professor Michael Ehrlich's research focuses on financial markets and institutions, with an emphasis on market failures. He has written about the unintended consequences of financial market innovation and is Associate Director of the Leir Center for Financial Bubble Research. To reach Michael, simply click on the button below.  

Housing bubbles, student debt, stagnant salaries – America need a reset?

NJIT professor Michael Ehrlich names three big economic impacts of the Coronavirus that might not be what you are expecting.

Three Economic Impacts of the Coronavirus

With over 25 years experience as an angel investor and currently working as a professor at NJIT, Ehrlich shares the system he has developed to evaluate the 1000's of funding proposals he has seen.  If you do not start with a viable business concept, then you will never be able to develop a successful business.

TEDxNJIT - Dr. Michael Ehrlich - Is Your "Million Dollar Idea" a Viable Business Concept?

NJIT's School of Management gives our students hands on experience with the latest real world technologies used by Wall Street professionals such as the Bloomberg Terminal.

Michael Ehrlich, PhD, had an international business career before joining NJIT's School of Management as assistant professor of finance. Ehrlich's research focuses on financial markets and institutions, with an emphasis on market failures. His current interest has been the unintended consequences of financial market innovation with special attention to structured investment vehicles, the financial investment innovation which grew to more than $400 billion worldwide before collapsing in the current 2007-2008 financial crisis. Earlier this year, Journal of Corporate Accounting and Finance and The American Economist published his views on the structure of financial markets and foreign exchange risk.
Ehrlich spent his last Wall Street years at Bear Stearns as senior managing director of the emerging markets fixed income business. Earlier stints included positions of increasing responsibility at Lehman Brothers Kuhn Loeb and Salomon Brothers, where he worked in the Government Arbitrage group with John Meriwether. Upon leaving Wall Street, Ehrlich started FineStar Imaging LLC, a small technology company that specialized in document production and management. He sold FineStar in 2007. 

Today, along with teaching, Ehrlich participates in NJIT's small business incubator program, the Enterprise Development Center (EDC). Ehrlich, who belongs to the New York Angels, works with start-up companies. 

Ehrlich received his doctorate from Princeton University in economics with a specialty in finance. His bachelor's degree is from Yale University.

Topics: international business, financial markets, market failures, financial institutions, financial market innovation, structured investment vehicles

NJIT we have a Bloomberg Terminal for that ...

As students transition to university life, their experience is more likely to be positive and successful if they get the support they need.  Learning Communities engage students within a network of faculty, advisors, and peer mentors focused on facilitating this transition and enhancing their learning experience. 

In-person and interactive social networking allows students to communicate and learn with each other and their professors in a professional yet fun way. Students will be introduced to their teams before the start of their first semester.  With the support of team affiliation in their first year, students will begin navigation along an academic timeline to graduation. Opportunities for research and service learning projects embedded in this timeline will give greater purpose and understanding to their educational experience.

Your Community Connection will help you transition to university life at NJIT, providing the support you need to be successful!

Community Connections, Learning Communities @ NJIT - Mike Ehrlich

NJIT Online is offered by NJIT's Division of Continuing Professional Education. The New Jersey Institute of Technology is New Jersey's science and technology university and is is accredited by the Middle States Association of Colleges and Schools Commission on Higher Education. NJIT's Division of Continuing Professional Education (CPE) offer advanced degrees, graduate and undergraduate certificates, undergraduate degrees, customized corporate training programs, and a special Weekend University program for professional advancement. While not all of NJITs degree programs are available through CPE, the ones that are were hand-picked from hot, high-growth, and highly employable fields.

Ehrlich what does NJIT Online look like?

Check-out this 15-minute informational webinar about NJIT's online MBA program. Meet the program enrollment advisor, Kate Williams, and an esteemed faculty member who teaches in the Finance department, Professor Michael Ehrlich. Listen as Kate and Professor Ehrlich give a brief program overview and discuss ideal candidates for the online MBA, and previous MBA graduate outcomes. This is an ideal video for students who want to learn how they can benefit from a technology-focused online MBA program.

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